RBI Grade B Syllabus 2025 & Exam Pattern of Phase 1, Phase 2 & Phase 3

RBI Grade B Syllabus: If you’re reading this post, you’re probably preparing for RBI Grade B examination.

RBI Grade B is one of the most prestigious competitive exams in India and It offers a best career opportunities in banking and finance sectors.

The Reserve Bank of India conducts the annual RBI Grade ‘B’ Exam for General/DEPR/DSIM posts to recruit officers in its various branches across the country.

The RBI Grade B exam is conducted in two 3 Phases: Phase I, Phase II, and Interview. The Objective type and Descriptive both questions asked in the exam.

The major sections from which the questions are asked include Reasoning, Quantitative Aptitude, General Awareness, Economics, Statistics, and English Language. The syllabus for both phases is different.

The eligibility criteria for the RBI Grade B exam is candidates must be between 21 and 30 years of age, and score a minimum of 60% marks in their bachelor’s degree. Note that freshers can also apply for these posts.

In the following article, we will explore more about the RBI Grade B examination, its pattern, eligibility criteria, and preparation strategies.


RBI Grade B Full Form

The full form of “RBI Grade B” is Reserve Bank of India Grade B. The country’s central banking institution, which controls the issuance and supply of the Indian Rupee.

‘Grade B’ refers to the ‘Grade B Officer’ post in the Reserve Bank of India. So, when we say ‘RBI Grade B’, we’re referring to the ‘Grade B Officer’ post within the RBI.


RBI Grade B Exam Syllabus: Overview

ParameterDetails
Exam Conducting BodyReserve Bank of India (RBI)
Exam NameRBI Grade B
Total PostsTo be Updated Soon
Selection ProcessPhase 1, Phase 2 & Interview
Correct Answer1 Mark
Negative Marking¼ Marks
RBI Website Linkwww.rbi.org.in

RBI Grade B Exam Pattern 2025 For Phase 1

SectionQuestionsMarksTime (Minutes)
General Awareness808025
Quantitative Aptitude303025
English Language303025
Reasoning606045
Total200200120

RBI Grade B Exam Pattern 2025 For Phase 2

ParameterDetails
Mode of ExamOnline
SectionsPaper I: Economic & Social Issues, Paper II: English Writing Skills & Paper III: Finance & Management

RBI Grade B Syllabus 2025 Selection Process

RBI Grade B Syllabus 2025 Selection Process
Exam StagesGeneral (DR)DEPRDSIM
Phase-IOnline ExaminationPaper I & II Online ExaminationPaper I Online Examination
Phase-IIPaper I, II & III Online ExaminationPaper I & II Written ExaminationPaper II & III Online/Written Examination
InterviewYesYesYes

RBI Grade B Exam Pattern 2025

RBI Grade B Exam Pattern 2025 For Phase 1

S No.Section AskedNo. of QuestionsMaximum MarksDuration
1.General Awareness808025 minutes
2.Quantitative Aptitude303025 minutes
3.English Language303025 minutes
4.Reasoning606045 minutes
Total200200120 minutes
Other Details of RBI Grade B Phase 1 Pattern
Total Marks200
Total Number of Questions200
Total Duration2 Hours (120 minutes)
Negative Marking0.25 (1/4th for every wrong answer)
Sectional TimingYes (Details in the above table)
ModeOnline (Computer Based Test)
NatureQualifying
LanguageHindi & English (Except the test of English) 

RBI Grade B Exam Pattern 2025 For Phase 2

RBI Grade B Phase II Pattern
SNo.Name of the PaperTypeNo. of QuestionsTime LimitTotal TimeMarksTotal Marks
1Paper-I:
Economic and Social Issues
50% Objective30 Objective Questions30 minutes120 minutes50100
50% Descriptive4 Descriptive Questions90 minutes50
2Paper-II: English (Writing Skills)Descriptive 3 Questions
(Precis, RC, & Essay)
90 minutes90 minutes100100
3Paper-III: Finance and Management50% Objective30 Objective Questions30 minutes120 minutes50100
50% Descriptive4 Descriptive Questions90 minutes50
Other Details of RBI Grade B Phase 2 Pattern
Total Marks300
Negative Marking (Objective questions)1/4th for every wrong answer,
0.25 for 1 mark questions
0.50 for 2 mark questions
ModeOnline (Computer Based Test)
LanguageHindi & English for both objective and descriptive papers
(Except for the test of English) 

RBI Grade B Syllabus 2025

Quantitative Aptitude:

  • Ratio & Proportion
  • Mensuration
  • Time and Distance
  • Time and Work
  • Simplification and Approximation
  • Permutation and Combination
  • Mixture and Alligation
  • Data Interpretation
  • Probability
  • Percentage
  • Average
  • Speed
  • Stocks and Shares
  • Quadratic Equations
  • Inequalities
  • Number Series
  • Upstream and Downstream
  • Profit and Loss
  • Simple and Compound Interest

Reasoning Ability:

  • Puzzles
  • Seating Arrangement
  • Inequalities, Direction Test
  • Blood Relation, Syllogism
  • Input-Output
  • Data Sufficiency
  • Reasoning
  • Analogy
  • Coding-Decoding
  • Ranking
  • Alphanumeric series

English Language

  • Reading Comprehension
  • Cloze Test
  • Para jumbles
  • Fill in the blanks
  • Multiple Meaning /Error Spotting
  • Paragraph Completion

General Awareness

  • Current Affairs
  • Indian Financial Systems
  • Indian Banking Systems
  • Monetary Plans
  • National Institutions
  • Banking Terms

Economic & Social Issues (Objective)

  • Growth and Development
  • Measurement of growth
  • National Income and per capita income
  • Poverty Alleviation and Employment Generation in India
  • Sustainable Development and Environmental issues
  • Economic Reforms in India
  • Industrial and Labour Policy
  • Monetary and Fiscal Policy
  • Privatization
  • Role of Economic Planning
  • Globalization
  • Opening up of the Indian Economy
  • Balance of Payments
  • Export-Import Policy
  • International Economic Institutions
  • IMF and World Bank
  • WTO
  • Regional Economic Cooperation.
  • Social Structure in India
  • Multiculturalism
  • Demographic Trends
  • Urbanization and Migration
  • Gender Issues
  • Social Justice : Positive Discrimination in favor of the under privileged
  • Social Movements
  • Indian Political System
  • Human Development
  • Social Sectors in India
  • Health and Education

Finance & Management (Objective)

  • (a) Financial System
    • Regulators of Banks and Financial Institutions
    • Reserve Bank of India- functions and conduct of monetary policy, Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc.
  • (b) Financial Markets
    • Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments
  • (c) General Topics
    • Risk Management in Banking Sector
    • Basics of Derivatives: Forward, Futures and Swap
    • Changing Landscape of Banking sector
    • Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments
    • Financial Inclusion- use of technology
    • Alternate source of finance, private and social cost-benefit, Public-Private Partnership
    • Corporate Governance in Banking Sector, role of e-governance in addressing the issues of corruption and inefficiency in the government sector.
    • The Union Budget – Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM),
    • Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI – components and trends.
    • Management: its nature and scope
    • The Management Processes
    • Planning, Organization
    • Staffing
    • Directing and Controlling
    • The Role of a Manager in an Organization
    • Leadership: The Tasks of a Leader
    • Leadership Styles
    • Leadership Theories
    • A successful Leader versus an effective Leader
    • Human Resource Development: Concept of HRD
    • Goals of HRD; Performance Appraisal – Potential appraisal and development
    • Feedback and Performance Counselling
    • Career Planning
    • Training and Development
    • Rewards
    • Employee Welfare
    • Motivation, Morale and Incentives
    • Theories of Motivation
    • How Managers Motivate
    • Concept of Morale
    • Factors determining morale
    • Role of Incentives in Building up Morale
    • Communication: Steps in the Communication Process
    • Communication Channels
    • Oral versus Written Communication
    • Verbal versus non-verbal Communication
    • upward, downward and lateral communication
    • Barriers to Communication, Role of Information Technology
    • Corporate Governance
    • Factors affecting Corporate Governance; Mechanisms of Corporate Governance.

English Writing Skills (Descriptive)

  • This section does not have any specific syllabus.

Sure, here’s a simpler version of the paragraph:

The interview is worth 75 Mark for each job. If you score enough total points in Phase-II (from Paper-I, Paper-II, and Paper-III combined), you’ll be chosen for the interview.


RBI Grade B Syllabus 2023 for DEPR

PhasePaperTypeSubject
1IObjectiveEconomics
1IIDescriptiveEnglish
2IDescriptiveEconomics
2IIDescriptiveEconomics

Selection Process:

  • Candidates who achieve the minimum aggregate marks in Paper I will be shortlisted for Paper II/Paper III based on their performance in Paper I.
  • The final selection will be based on performance in Papers I, II, and III, as well as an interview.
  • The interview will carry 75 marks.
TopicSub-topics
MicroeconomicsTheories of consumer’s demand
Production
Market Structures and Pricing
Distribution; and Welfare Economics
Macro EconomicsTheories of Employment
Output and Inflation
Monetary Economics
IS-LM Model
Schools of Economic Thought
International EconomicsTheories of International Trade
Balance of Payments
Exchange Rate Models
Theories of Economic Growth and DevelopmentClassical neo-classical approaches to economic growth and major theories of economic development
Public FinanceTheories of taxation and public expenditure
Public Debt Management
Environmental EconomicsGreen GDP
Environmental Valuation
Environmental policy instruments
Quantitative Methods in EconomicsMathematical and Statistical Methods for Economics
Ordinary Least Square Regression
Current developments in Indian EconomyGrowth
Inflation
Poverty
Unemployment
Financial sector developments,
External sector developments
Fiscal developments,
Agriculture Industry
infrastructure, and services

DEPR – Paper II English (Descriptive )

Writing skills, expression, grammar and understanding of the topic


RBI Grade B Phase 2 Syllabus for DEPR Paper-I Economics Paper (Descriptive)
TopicsSubtopics
Microeconomic ModuleConsumer Theory

– Cardinal and Marginal Utility Analysis
– Consumer Surplus
– Indifference Curve Analysis
– Price Income and Substitution Effects
– Game Theory
Production Theory

– Forms of Production function
– Laws of Returns to Scale
– Partial Equilibrium Vs General Equilibrium Analysis
Market Theory

– Pricing under different market structures
Distribution Theories
– Ricardo, Marx, Kalecki and Kaldor
Welfare Economics

– Pareto Optimality, Schools of Welfare Thought including Arrow, Coase and Sen
Macroeconomic ModuleNational Income Accounting

– Various methods for measurement of National Income
Theory of employment and Output

– Classical and Neo-classical approaches
– Keynesian theory of Employment and output
– Post-Keynesian developments, Business Cycles
Inflation

– Types of Inflation
– Philip’s curve
– Taylor’s Rule
– Lucas Critique
Money and Banking

– Quantity theory of Money
– Neutrality of money
– IS-LM Model and AD-AS Models
– Money Multiplier,
– Monetary Policy – Scope, Objectives and instruments, Inflation targeting
Theories of Economic Growth and Development

– Theories of growth
– Classical and neo-classical approaches
– Theories of Economic Development
International trade and Balance of payments 

– Theories of international trade,
– Determination of exchange rates
– Impossible Trinity
Public Finance

– Theories of taxation
– Theories of public expenditure
– Theories of public debt management
RBI Grade B Phase 2 Syllabus for DEPR Paper-II Economics Paper (Descriptive)
Module on Quantitative Methods in EconomicsMathematical Methods in Economics

– Differentiation and Integration
– Optimisation
– Sets
– Matrices
– Linear algebra and Linear programming
Statistical Methods in Economics

– Measures of central tendency and dispersions
– Probability
– Time series
– Index numbers.
Econometrics and advanced Applications

– Regression analysis
– Panel data econometrics
– Time Series econometrics
– Basics of Bayesian Econometrics
– Basic application of Artificial Intelligence/Machine Learning
Module on Indian Economy – Policy and TrendsFiscal policy in India

– Evolution, scope and limitations, current trends
Monetary Policy in India

– Evolution, Functions of the Reserve Bank of India,
– Monetary
– Fiscal coordination
– Inflation targeting
– Operating framework of Monetary Policy
– Current trends
Banking and financial sector development in India
– Banks and other constituents of Indian financial markets and related developments
– Current trends
Inflation in India

– Trends and drivers
External sector developments in India

– Exchange rate management
– External debt Balance of payments
– Current trends
Sectoral and other developments in India

– Agriculture, industry, services and social sector-related developments
PaperTypeSubject
IObjectiveStatistics
IIDescriptiveStatistics
IIIDescriptiveEnglish
RBI Grade B Syllabus for DSIM
Paper I: Statistics– Definition of Probability
– Standard distribution
– Large and small sample Theory
– Analysis of Variance
– Estimation
– Testing of Hypotheses
– Multivariate analysis
– Stochastic Processes
Paper-II: Statistics– Probability and Sampling
– Linear Models and Economic Statistics
– Statistical Inference: Estimation, Testing of hypothesis and Non-parametric Test
– Stochastic Processes
– Multivariate analysis
– Numerical Analysis and Basic Computer Techniques
Paper III: EnglishWriting skills, expression, grammar and understanding of the topic

RBI Grade B Exam Calender 2025

EventTentative Date
Notification ReleaseApril 2025
Registration StartApril 2025
Registration EndJune 2025
Admit Card Release30th June 2025
Phase 1 ExamJune/July 2025
Phase 2 ExamJuly 2025
Result Release4th April 2025

RBI Grade B Notification Date 2025

The RBI Grade B Notification for the year 2025 is expected to be released in April 2024. The notification will be available on the official website of the Reserve Bank of India


RBI Grade B Registration 2025

The RBI Grade B 2025 registration is expected to start in April 2025. Candidates will be able to apply online until June 2025


RBI Grade B Admit Card 2025

The RBI Grade B Admit Card for the year 2025 is expected to be released on 30th June 2025


RBI Grade B Exam Date 2025

EventTentative Date
RBI Grade B Phase 1 ExamJune/July 2025
RBI Grade B Phase 2 ExamJuly 2025

RBI Grade B Result Date 2025

The RBI Grade B Result 2025 is expected to be released on 4th April 2025. The result will be available on the official website of the Reserve Bank of India.


RBI Grade B Exam Fees 2025

CategoryApplication Fee
General and OBCRs. 850/-
SC/ST/PWDRs. 100/-

RBI Grade B Exam Eligibility 2025

ParticularsDetails
Exam NameRBI Grade B 2025 Exam
Exam Conducting BodyReserve Bank of India
Exam LevelNational
Exam ModeOnline
Vacancies150 – 200 (Expected)
Language of ExamEnglish and Hindi
Selection ProcessPrelims, Mains & Interview
Maximum Number of Attempts6 for a General Category Candidate
Online Registration Start DateApril 2025
Last Date to ApplyApril/May 2025
RBI Grade B Exam Date 2025 for Phase 1June/July 2025
RBI Grade B Exam Date 2025 for Phase 2July 2025
Eligibility – Age Limit21 to 30 Years
Eligibility – EducationGraduation in any discipline with a minimum of 60% marks for General candidates or Post Graduation in any discipline with a minimum of 55% marks

RBI Grade B Exam Duration

PhaseDuration
Phase 12 hours
Phase 290 minutes for each section

RBI Grade B Salary Structure

ParticularsAmount
Basic PayRs. 55,200
Grade AllowancesRs. 11,500
Dearness AllowancesRs. 23,986
CVPS Incentives + Other AllowancesRs. 8,510
Special Prerequisite AllowancesRs. 1,465
Special Allowances- Direct RecruitRs. 9,750
Local Compensatory AllowancesRs. 5,468
Learning AllowanceRs. 2,500
Gross Pay (approximately)Rs. 1,16,914

RBI Grade B Result 2023

The Reserve Bank of India (RBI) announced the RBI Grade B Final Result 2023 on 13th December 2023.


RBI Grade B Previous Year Question Paper

Question Paper 2018Question Paper 2019
Question Paper 2020Question Paper 2021
Question Paper 2022Question Paper 2023

RBI Grade B Answer Key 2023

Answer Key 2018Answer Key 2019
Answer Key 2020Answer Key 2021
Answer Key 2022Answer Key 2023

RBI Grade B Post List

Post Name
RBI Grade B DR- General
RBI Grade B DR- Department of Economic and Policy Research
RBI Grade B DR- Department of Statistics and Information Management

Best Books for RBI Grade B Exam 2025

PaperBookAuthor/Publisher
Economic and Social IssuesIndian Economy (latest edition)Uma Kapila or S.K. Misra & V.k. Puri
Growth and DevelopmentDevraj Ray
SociologyC.N. Shankar Rao
Public FinanceK K Andley and Sundaram
Newspapers including Mint, Business Line, Magazines/Periodicals/ Bulletins including RBI Bulletins, EPW, India Today
Reports: 
1. World Development Report
2. Economic Survey of India
3. RBI Annual Report
4. Report on Trend and Progress of Banking in India.
5. IMF: World Economic Outlook
Devraj Ray
FinanceMonetary Theory and Public PolicyKenneth Kurihara
Economic Growth and DevelopmentMayer and Baldwin
Financial ManagementPrasanna Chandra
International BusinessHill and Jain
Major financial newspapers, RBI Annual Report, Report on Trend and Progress of Banking in India, Economic Survey
ManagementManagementStephen P. Robbins & Mary Coulter
Organisational BehaviourRobbins Stephen P and Judge T.A. Vohra
Human Resource ManagementDessler Gary, Warkkey Biju
Fundamentals of Human Resource ManagementDecenzo and Robbins
Business Ethics- Concepts and CasesVelasquez Manuel G
Business Ethics – An Indian PerspectiveFernando A.C.
Business EthicsCrane Andrew & Matten Dirk
Business Ethics & Corporate GovernanceGhosh B N
Quantitative AptitudeFast Track Objective ArithmeticRajesh Verma
Quantitative Aptitude for Competitive ExamsR.S. Agarwal
How to prepare for Quantitative Aptitude for CATArun Sharma
Reasoning AbilityA Modern Approach to Verbal & Non-verbal ReasoningR.S. Agarwal
Analytical ReasoningM.K.Pandey
How to Prepare for Logical ReasoningArun Sharma
English LanguageHigh School Grammar and CompositionWren & Martin
Word Power Made EasyNorman Lewis
Objective EnglishSP Bakshi
General AwarenessBanking AwarenessArihant Experts
Banking Awareness for SBI and IBPS Bank Clerk/PO/RBI Exams/RRBDisha Experts
Current Affairs

Conclusion: RBI Grade B Syllabus 2025

The RBI is an India’s central banking institution, plays a important role in the development strategy of the Indian government.

The Reserve Bank of India (RBI) conducts the Grade B examination to recruit officers in its various post like Gr B (DR), DEPR/DSIM

DEPR stands for Department of Economic and Policy Research, and DSIM stands for Department of Statistics and Information Management

The Reserve Bank of India (RBI) Grade B exam is a golden opportunity for those aspiring to make a career in the banking and finance sector.

Understanding the syllabus is the first step towards a successful preparation strategy. It helps aspirants to identify the topics they need to focus on, allocate time efficiently, and streamline their study plan.

With a structured approach towards the syllabus, aspirants can tackle each section systematically, thereby increasing their chances of success.

So, if you’re thinking of appearing this year, then you must start preparing for this prestigious exam right away.

Remember, success is no accident. It is hard work, perseverance, learning, studying, sacrifice, and most of all, love of what you are doing or learning to do. Best of luck with your preparation!

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